California Dental Insurance – PPO Full Coverage Dental insurance for a dental crown
Question: I require two dental crowns. I seek a dental insurance plan covering at least 50 percent or more on a crown and one without waiting periods. Is there a dental insurance plan like that?
Reply: You have two options; an HMO dental insurance plan may work. On the HMOs, they typically have no waiting periods. The crown’s cost typically ranges from $100.00 – $250.00+. Another option would be a PPO plan. That does not have waiting periods on the first-year benefit for significant services such as crowns. However, in many cases, they may only cover 10 to 15 percent of major dental care in the first year. And you may only have 50 percent benefits on major services once you have the plan for three years.
You will need to read each plan’s terms and conditions to ensure you buy a dental insurance plan that best fits your needs. You can also call our office at 310-534-3444 m- f 8-4, and we will be happy to help you with your dental insurance needs.